Easycash Application to Meet Emergency Funding Needs: No Need to Pay Is it Safe?

Easycash Application to Meet Emergency Funding Needs: No Need to Pay Is it Safe?

EXPLORATIONINDONESIA.COM - Easycash Application to Meet Emergency Funding Needs: No Need to Pay - When you need emergency funds that are not that large, financial technology companies that provide online loan funds can be an option.

Easycash Aplication 2023



For the amount of micro-funds, it is highly recommended to choose a fintech industry that focuses on micro-loans, such as Easycash. The factor is that the requirements submitted tend to be lighter and easier to fulfill, the submission process is also simple, with fast disbursement of funds.

Whereas online loan funds that offer large loan ceilings will certainly make the requirements more complicated, this is because better checking is needed for individual information and the credit score of the prospective borrower.

The Easy Cash application focuses on micro-loans and uses algorithms based on big data to analyze information and credit scores of prospective borrowers in a short time. With a fast analysis process, verification of submissions can also be tried more quickly and funds can also be disbursed more quickly.

Easycash profile


Before applying for a loan, it is very important for prospective customers to check the reputation of the chosen fintech company. Therefore, let's check the Easycash apk profile. This application is a product owned by PT Indonesia Fintopia Technology. 

This industry itself is part of Fintopia Inc. which is owned by 2 people who used to work as Facebook technology engineers. Currently the two owners of Fintopia Inc. has the role of CEO and CEO of Fintopia Inc. and PT Indonesia Fintopia Technology.

Fintopia Inc. first operating in Beijing in September 2015. Seeing the market in Indonesia and increasing attention to the fintech industry, after a 6-month study, PT Indonesia Fintopia Technology was finally founded on November 13 2018, with a product called Easycash. This application has obtained a permit from the Financial Services Authority (OJK) with registration number KEP-49/D.05/2020 which was issued on October 16, 2020.

Easycash OJK guarantees that the Easy Cash online loan program is implemented in accordance with regulations issued by OJK in OJK Regulation Number. 77/POJK. 01/ 2016 overrides Information Technology-Based Borrowing and Borrowing Services. Since its inception until 2022, Easy Cash has succeeded in lending funds with a total of more than IDR 3.7 trillion at Adakami online loans.

The total accumulation of loans during the year was more than IDR 1 trillion. Until now there have been more than 888 thousand borrowers. Meanwhile, the number of active borrowers is more than 337 thousand borrowers. Easycash loans have a success rate of 100%, so there are no defaults, proving that the fintech industry is credible and responsible.

Online Fund Loans at Easycash


At Easycash, application users can apply for Easy Cash online loans starting from Rp. 200 thousand to a maximum of Rp. 10 million. The tenor options range from 93 days to 180 days. The entire process is carried out 100% online, so it can be done 24 hours 1 day. 

The longest process of disbursing funds only takes 1×24 hours since the submission is verified. The optimal interest rate charged to borrowers is 24% per year, making it very competitive. This interest is always the same, even if the borrower pays the installments earlier.

The conditions for applying for Easy Cash are that the applicant is an Indonesian citizen who is 21 years old, has an ID card and has a steady job and income every month. When submitting, make sure you have prepared an active telephone number that is easy to contact, a bank account in the individual's name, personal information, and job information.

At the time of submission, the applicant will also be asked to upload a picture of his KTP and self-portrait for data verification. How to register Easycash is very easy. Simply download the application, then fill in your personal information and the required information. 

Then wait for the verification process and a notification will be received if the submission passes. Funds will also be disbursed directly to the account that has been registered.

Contact Easycash


Not only borrowing funds, in Easycash users can also invest. So you will be a source of funds from borrowers. That way, you can help others in obtaining quality credit. For complete information, you can contact CS Easycash at number 021–50200060. You can also contact Easycash's email at service@geteasycash. Asia.

What is the Easy Cash loan limit?


The maximum loan limit is 30 million which can be used for shopping or withdrawing funds with 2 clicks. Easy Cash is a peer to peer landing (P2P) based money lending platform with the aim of connecting money lenders and borrowers.

How much is the late payment penalty for Easy Cash?


The late fee fee is 1 percent plus 5 percent for the 2nd and 7th day. In addition, if you are late paying the repayment, Easy Cash will also collect by telephone or visit the borrower's address.


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